Design a Loan Payment Distribution System

Asked at Valon · System Design for ML · Difficulty: Hard · Last asked Oct 12, 2026

Design a simplified loan-payment distribution service. When a borrower payment is accepted, the service must create and track the payouts owed to the investors entitled to that payment. A third-party payment provider performs the actual movement of money; your system coordinates it and keeps an auditable record of the result.

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